TERMS OF SERVICE

Last Updated: October 2025

Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and Mendy Black and associated businesses, including MEB Events, Bargain Bougie Travel, and Rosedale Travel (collectively, "we," "us," or "our"). These Terms govern your access to and use of our websites, services, content, and any related offerings.

By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our services.

Overview of Services

Mendy Black operates three distinct business services:

MEB Events

Corporate event planning, festival production, executive retreat coordination, business travel optimization consulting, and event strategy services.

Bargain Bougie Travel

Educational content, consulting, and workshops focused on credit card rewards optimization and travel strategy. This service provides information and guidance but does not book travel on behalf of clients.

Rosedale Travel

Full-service luxury travel planning and booking services provided as an independent contractor affiliated with Rosedale Travel. Travel bookings are subject to additional terms and conditions from Rosedale Travel and travel suppliers.

Eligibility

You must be at least 18 years of age to use our services. By using our services, you represent and warrant that you are of legal age to form a binding contract and meet all eligibility requirements.

If you are using our services on behalf of an organization or business entity, you represent and warrant that you have the authority to bind that entity to these Terms.

Service Agreements and Contracts

General Services

Use of our websites and general information does not create a client relationship. A formal client relationship is established only when:

We provide you with a written proposal or service agreement
You accept the proposal or sign the service agreement
Any required deposits or payments are received

Event Planning Services (MEB Events)

Event planning services are provided under separate service agreements or contracts that outline:

Scope of services
Timeline and deliverables
Fees and payment terms
Cancellation and refund policies
Liability limitations
Force majeure provisions

These service agreements supersede these general Terms for contracted event services.

Travel Planning Services (Rosedale Travel)

Travel planning services are subject to:

These Terms of Service
Rosedale Travel's Terms and Conditions
Individual travel supplier terms and conditions (airlines, hotels, tour operators, etc.)
Payment and cancellation policies specific to each booking

Consulting and Educational Services (Bargain Bougie Travel)

Consulting, workshops, and educational services are subject to registration terms provided at the time of purchase and these Terms of Service.

Fees and Payment

Service Fees

Fees for our services vary based on the scope, complexity, and type of service provided. All fees will be outlined in writing before services commence.

Payment Terms

Payment terms will be specified in individual service agreements or proposals
Typical payment structures may include deposits, milestone payments, or full payment upon completion
Late payments may be subject to interest charges or late fees as specified in the service agreement
We reserve the right to suspend or terminate services for non-payment

Travel Bookings (Rosedale Travel)

Travel planning services through Rosedale Travel are compensated through supplier commissions
Clients pay suppliers directly for travel services (hotels, airlines, tours, etc.)
Supplier payment terms, cancellation policies, and refund policies apply to all bookings
We are not responsible for charges, fees, or policies imposed by travel suppliers

Third-Party Payment Processors

We use third-party payment processors to handle transactions. Your payment information is subject to the privacy policies and terms of these processors. We do not store your complete payment card information on our servers.

Cancellations and Refunds

Event Services Cancellation

Cancellation policies for event planning services will be outlined in individual service agreements and may include:

Deposits are typically non-refundable
Cancellation fees based on timing and work completed
Refunds for services not yet rendered (minus applicable cancellation fees)

Travel Booking Cancellations (Rosedale Travel)

Travel bookings are subject to the cancellation and refund policies of individual suppliers
Cancellation policies vary by supplier and may include penalties or non-refundable amounts
Travel insurance is strongly recommended to protect against unforeseen cancellations
We will assist with cancellation processing but cannot guarantee refunds from suppliers

Educational Services and Workshops

Cancellation and refund policies will be specified at the time of registration
Generally, cancellations made [X days] prior to the event may receive a partial refund
No-shows are typically non-refundable

Intellectual Property Rights

Our Content

All content on our websites, including but not limited to text, graphics, logos, images, videos, software, and design elements, is the property of Mendy Black or our licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not:

Copy, reproduce, distribute, or create derivative works from our content without permission
Use our trademarks, logos, or branding without written authorization
Remove or alter copyright notices or proprietary markings

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our websites and content for personal, non-commercial purposes, subject to these Terms.

User-Generated Content

If you submit content to us (such as testimonials, photos, or feedback), you grant us a worldwide, royalty-free, perpetual license to use, reproduce, modify, and display that content for business purposes, including marketing and promotional materials.

You represent and warrant that you own or have the necessary rights to any content you submit and that such content does not violate any third-party rights.

Professional Advice and Disclaimers

General Information

Information provided on our websites, in workshops, or through consultations is for informational and educational purposes only and should not be considered professional financial, legal, or tax advice.

Credit Card and Travel Rewards Information

Information about credit card rewards, points optimization, and travel strategies:

Is educational in nature and based on our experience and research
May not be suitable for every individual's financial situation
Should be verified independently before making financial decisions
Does not constitute financial advice or credit counseling

You should consult with qualified financial, tax, and legal professionals before making decisions based on information we provide.

Travel Information

Travel information and recommendations:

Are based on our experience and available information at the time
May change without notice due to factors beyond our control
Should be verified with official sources (government travel advisories, health authorities, etc.)
Do not constitute medical advice or guarantee safety

Event Planning

Event planning recommendations and services:

Are based on our professional experience and best practices
Cannot guarantee specific outcomes or attendance levels
May be affected by factors beyond our control (weather, vendor performance, force majeure events)

Third-Party Services and Links

Third-Party Relationships

Our services may involve coordination with third-party vendors, suppliers, and service providers, including:

Hotels, airlines, and tour operators (for travel services)
Event venues, caterers, and production companies (for event services)
Credit card issuers and financial institutions (referenced in educational content)
Technology platforms and booking systems

We are not responsible for:

The quality, accuracy, or reliability of third-party services
Third-party policies, terms, or business practices
Actions or omissions of third-party providers
Disputes between you and third-party providers

Third-Party Links

Our websites may contain links to third-party websites or services. These links are provided for your convenience only. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of third-party websites.

Your use of third-party websites is at your own risk and subject to their terms and conditions.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

General Limitations

WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

Loss of profits, revenue, or business opportunities
Loss of data or information
Business interruption
Personal injury (except where caused by our negligence)
Emotional distress or reputational harm

Service-Specific Limitations

Event Services: We are not liable for:

Vendor performance or failures
Weather or force majeure events
Venue availability or conditions
Attendee behavior or satisfaction
Technology failures beyond our control

Travel Services: We are not liable for:

Travel supplier failures, cancellations, or delays
Travel disruptions due to weather, political events, or emergencies
Personal injury, illness, or property loss during travel
Passport, visa, or documentation issues
Lost or delayed baggage
Changes in travel restrictions or entry requirements

Educational Services: We are not liable for:

Credit card application denials
Changes in credit card rewards programs or policies
Financial losses or credit score impacts
Individual results or outcomes from implementing strategies

Maximum Liability

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM OR RELATED TO OUR SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO US FOR THE SPECIFIC SERVICE GIVING RISE TO THE CLAIM IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

Jurisdictional Limitations

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities. In such jurisdictions, our liability will be limited to the maximum extent permitted by law.

Indemnification

You agree to indemnify, defend, and hold harmless Mendy Black, MEB Events, Bargain Bougie Travel, Rosedale Travel, and our affiliates, officers, employees, contractors, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from or related to:

Your use of our services
Your violation of these Terms
Your violation of any third-party rights
Your provision of false or misleading information
Your negligent or wrongful conduct

Force Majeure

We shall not be liable for any failure or delay in performing our obligations due to circumstances beyond our reasonable control, including but not limited to:

Acts of God (natural disasters, severe weather, earthquakes, floods)
War, terrorism, civil unrest, or political instability
Pandemics, epidemics, or public health emergencies
Government actions, laws, or regulations
Labor disputes or strikes
Utility failures or telecommunications outages
Supplier or vendor failures

In the event of force majeure, we will make reasonable efforts to minimize disruption and fulfill our obligations when circumstances permit.

Confidentiality

Your Information

We maintain confidentiality of client information in accordance with our Privacy Policy and applicable laws. Information you provide in connection with service inquiries and bookings will be kept confidential and used only for the purposes of providing services to you.

Business Confidentiality

You agree not to disclose any confidential or proprietary information you may receive in connection with our services, including pricing strategies, vendor relationships, or business methods.

Testimonials and Marketing

Use of Testimonials

With your permission, we may use your testimonials, feedback, photos, or project details in our marketing materials, websites, and portfolios.

Photo and Video Release

For event services, you grant us permission to photograph or video record events we manage and use such materials for promotional purposes, unless you expressly opt out in writing.

Client Logos

With your permission, we may display your company logo or name as a client reference in our marketing materials.

You may withdraw permission for use of your testimonials, photos, or logo at any time by contacting us in writing.

Communication and Electronic Signatures

Electronic Communications

By using our services, you consent to receive electronic communications from us, including:

Email correspondence
Service notifications
Newsletter and marketing materials (if subscribed)
Contract documents and agreements

You agree that electronic communications satisfy any legal requirement that communications be in writing.

Electronic Signatures

You agree that electronic signatures, contracts, and records have the same legal effect as physical signatures and paper documents.

User Conduct

When using our services or websites, you agree to:

Not:

Violate any applicable laws or regulations
Infringe on intellectual property rights
Transmit harmful, offensive, or illegal content
Interfere with or disrupt our services or servers
Attempt unauthorized access to our systems
Impersonate others or provide false information
Use our services for any fraudulent or malicious purpose
Scrape, data mine, or harvest information from our websites
Use automated systems or bots without permission

Always:

Provide accurate and complete information
Maintain the confidentiality of any account credentials
Notify us promptly of any unauthorized use of your account
Respect the privacy and rights of others

Violation of these conduct terms may result in suspension or termination of services and potential legal action.

Travel-Specific Terms (Rosedale Travel)

Travel Documents and Requirements

You are responsible for:

Obtaining and maintaining valid passports
Securing necessary visas and entry permits
Meeting health requirements (vaccinations, tests, etc.)
Verifying travel restrictions and requirements
Obtaining appropriate travel insurance

Travel Insurance

We strongly recommend purchasing comprehensive travel insurance to protect against trip cancellations, interruptions, medical emergencies, and other unforeseen circumstances. We are not responsible for losses that could have been covered by insurance.

Travel Advisories

You are responsible for reviewing and complying with government travel advisories, warnings, and restrictions. We are not liable for travel to destinations with active advisories.

Supplier Responsibility

Travel suppliers (airlines, hotels, cruise lines, tour operators) are independent contractors. We act as an intermediary and are not responsible for their actions, omissions, or failures.

Price Changes

Travel prices are subject to change until fully paid and confirmed. We will notify you of any price changes before finalizing bookings, but we are not responsible for supplier price increases.

Termination

Our Right to Terminate

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for:

Violation of these Terms
Fraudulent or illegal activity
Abusive or inappropriate conduct
Non-payment of fees
Any reason at our sole discretion

Your Right to Terminate

You may terminate your use of our services at any time, subject to:

Cancellation policies in service agreements
Payment obligations for services rendered
Supplier cancellation policies (for travel bookings)

Effect of Termination

Upon termination:

Your right to use our services immediately ceases
You remain liable for any outstanding fees or obligations
Provisions of these Terms that by their nature should survive (including limitation of liability, indemnification, and dispute resolution) will continue to apply

Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by:

Posting the updated Terms on our website
Updating the "Last Updated" date
Sending email notification (for significant changes)

Your continued use of our services after any changes constitutes acceptance of the modified Terms. If you do not agree to the changes, you must stop using our services.

Dispute Resolution

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, United States, without regard to its conflict of law provisions.

Informal Resolution

Before pursuing formal legal action, you agree to first contact us to attempt to resolve any dispute informally. We will work in good faith to resolve disputes amicably.

Arbitration Agreement

Any dispute, claim, or controversy arising out of or relating to these Terms or our services that cannot be resolved informally shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

Arbitration Terms:

Arbitration will be conducted in Austin, Texas
The arbitrator's decision will be final and binding
Each party will bear its own costs and fees
Arbitration will be conducted on an individual basis (no class actions)

Exceptions to Arbitration

Either party may seek relief in court for:

Intellectual property disputes
Claims of infringement or misappropriation
Requests for injunctive or equitable relief

Class Action Waiver

YOU AGREE THAT DISPUTES WILL BE RESOLVED ON AN INDIVIDUAL BASIS ONLY. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE PROCEEDING.

Jurisdiction and Venue

If arbitration does not apply or is found unenforceable, you agree that any legal action shall be brought exclusively in the state or federal courts located in Travis County, Texas, and you consent to personal jurisdiction in these courts.

Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while reflecting the parties' original intent.

Entire Agreement

These Terms, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and us regarding your use of our services and supersede all prior agreements, understandings, and communications.

Waiver

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or our right to enforce it in the future. Any waiver must be in writing and signed by an authorized representative.

Assignment

You may not assign or transfer these Terms or any rights granted hereunder without our prior written consent. We may assign or transfer these Terms, in whole or in part, at any time without restriction.

Contact Information

If you have questions or concerns about these Terms of Service, please contact us:

Mendy Black

Email: mendy@mendyblack.com

Business Websites:

MEBEvents.com
RosedaleTravel.com/mendy-black
BargainBougie.com

Acknowledgment

BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM.